Blue Ridge Housing Network, Inc. provides all counseling for free.
Pre-purchase Counseling
Review income, expenses, spending habits, and use of credit in order to evaluate the client’s unique financial situation relative to their housing needs.
Review the client’s housing needs, current housing quality, and housing affordability relative to their financial capability.
Counselor and client establish an action plan that outlines actions that both parties need to do to meet the client’s housing goals and, when appropriate, address the client’s housing problem(s).
Identify and discuss with the client alternative or options available to the client, including programs and products.
Provide Home Inspection materials.