Homebuyers must meet all eligibility requirements:
- Qualify as a first-time Homebuyer as defined by HUD as one of the following:
- Have never owned a home before; or
- Have not held primary ownership in a principle residence within the most recent three year period
- Successfully complete a certified Homebuyer Education Course.
- Must have a credit score of 640 or higher.
- Possess a signed purchase offer for a property (turnkey at the time of settlement)
- Provide 1% of the sales price of the home from their personal funds towards the purchase of the home for client at 50% or higher of the area median income. Provide a minimum of $500.00 from their personal funds towards the purchase of the home for client at or below 50% or higher of the area median income.
- The total household income must be between 30%-80% of the Area Median Income.
| Clarke | One | Two | Three | Four | Five | Six | Seven | Eight |
| 30% | $26,500.00 | $30,250.00 | $34,050.00 | $37,800.00 | $40,850.00 | $43,850.00 | $46,900.00 | $49,900.00 |
| 80% | $55,750.00 | $63,700.00 | $71,650.00 | $79,600.00 | $86,000.00 | $92,350.00 | $98,750.00 | $105,100.00 |
| Frederick / Winchester | One | Two | Three | Four | Five | Six | Seven | Eight |
| 30% | $16,700.00 | $19,050.00 | $21,720.00 | $26,200.00 | $30,680.00 | $35,160.00 | $39,640.00 | $44,120.00 |
| 80% | $44,450.00 | $50,800.00 | $57,150.00 | $63,450.00 | $68,550.00 | $73,650.00 | $78,700.00 | $83,800.00 |
| Page | One | Two | Three | Four | Five | Six | Seven | Eight |
| 30% | $12,760.00 | $17,240.00 | $21,720.00 | $26,200.00 | $30,680.00 | $35,050.00 | $37,450.00 | $39,900.00 |
| 80% | $33,850.00 | $38,650.00 | $43,500.00 | $48,300.00 | $52,200.00 | $56,050.00 | $59,900.00 | $63,800.00 |
| Shenandoah | One | Two | Three | Four | Five | Six | Seven | Eight |
| 30% | $14,250.00 | $17,240.00 | $21,720.00 | $26,200.00 | $30,680.00 | $35,160.00 | $39,640.00 | $44,120.00 |
| 80% | $38,050.00 | $43,450.00 | $48,900.00 | $54,300.00 | $58,650.00 | $63,000.00 | $67,350.00 | $71,700.00 |
| Warren | One | Two | Three | Four | Five | Six | Seven | Eight |
| 30% | $17,100.00 | $19,550.00 | $22,000.00 | $26,200.00 | $30,680.00 | $35,160.00 | $39,640.00 | $44,120.00 |
| 80% | $45,600.00 | $52,100.00 | $58,600.00 | $65,100.00 | $70,350.00 | $75,550.00 | $80,750.00 | $85,950.00 |